Some people just want their savings to grow safely, without worrying about the share market or mutual fund returns going up and down every day. If that sounds like you, then Company Fixed Deposits (Corporate FDs) might be the right thing.
Why do people pick Company FDs?
You get a fixed return—so no shocks later.
The time period is up to you—short or long.
These are usually rated by agencies (like AAA or AA)—so you know they’re safe.
Maturity periods range from a few months to several years.
What’s the difference?
Company FDs are not the same as bank FDs. NBFCs/Companies offer higher interest rates compared to banks. But yes—always check the company’s rating first. A good AAA or AA rating means they are trusted to return your money.
If you’re looking for a safe way to park your savings for some time—this could work very well. It’s quiet, steady, and clear. No daily watching of markets needed.
We offer Company Fixed Deposits from the following institutions:
Mahindra & Mahindra Financial Services Limited.
Bajaj Finance Limited. (online investment option available)
Shriram Finance Limited. (online investment option available)
PNB Housing Finance Limited.
ICICI Home Finance Limited.
LIC Housing Finance Limited.
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